WE’RE WITH YOU EVERY STEP OF THE WAY THROUGH YOUR SMSFS LIFE CYCLE
Feasibility of a self-managed super fund
We undertake a comprehensive analysis to determine the appropriateness of an SMSF for your unique circumstances and goals. If an SMSF is the answer to your retirement planning needs, we will take you through the establishment of the self-managed superannuation fund. We’ll never recommend an SMSF to someone if it’s not going to be a good fit for them.
Establishing the self-managed super fund
We take care of the entire self-managed superannuation fund setup process, including the Trust Deed, ATO application, Tax File Number and ABN registration, to ensure your SMSF is legally sound from the very beginning. Our Financial Advisers help you determine your investment strategy and goals so that you can get the most out of your self-managed superannuation fund.
Contributing Money to Your SMSF
Once your SMSF is established and ready to go, you can now rollover funds from any existing super, or make an initial contribution. We can help you manage this process, and offer advice regarding the different types of contributions you may wish to make on an ongoing basis. Our Accountants take care of your annual reporting obligations and audit.
Accumulating Wealth in Your SMSF
This is the most essential phase; growing your wealth for retirement. We provide advice to determine your investment strategy & asset allocation and help you get the best SMSF loan to purchase property. Structuring your strategy & loans for optimal investment returns based on your risk profile, it is designed to see your SMSF rise through capital growth and rental income.
Protecting Your Self & Your Wealth
If the unthinkable were to happen, insurance is there as a safety net to protect you and your loved ones. SMSF insurance is required as part of your overall investment strategy and retirement plan. Our Advisers explain the tax advantages and implications of the different types of insurance products, so you are able to make an informed choice.
Strategic Planning For Your Retirement
With your retirement goals in focus, we determine your income and investment needs, identify appropriate sources of income, analyse your assets and liabilities, then undertake financial modelling to outline a plan of attack to get you to where you want to be financially. Effectively planning for your retirement is the key to your future freedom.
Accessing Your Super & Review Strategy
When it comes time to access your super, we can provide advice around conditions of release and cash flow to help you set up your Income Stream or take a lump sum. It may be necessary to review your investment strategy when nearing retirement — we will analyse your SMSF investments to ensure your strategy is aligned with your goals.
Winding up a Self-managed Super Fund
When your self-managed superannuation fund has reached the end of its life, we can help fulfil any requirements specified by the trust deed in regard to winding up the SMSF. Taking care of all the required documentation, reporting and final audit, we will have your self-managed super fund finished up as smoothly as it began.