SMSF in focus

Pensions & Withdrawals

Access your super with tax-effective income streams and withdrawals

Saving for your retirement is the whole point of superannuation, so it can be an exciting time when you’re getting ready to make a withdrawal or commence a pension. Before diving into your fund, It’s important to strategise and access your SMSF in the most effective way possible.

You can access your SMSF when you meet a condition of release, but it’s essential to get the right advice and strategy before you withdraw money. To ensure you are minimising tax, accessing the right assets and using the most appropriate strategy for withdrawal, seek professional advice first — we can help!

Commencing a Pension

You can commence a pension or a transition-to-retirement income stream (TRIS) once you meet your preservation age (depending on whether you’re planning on retiring or continuing work). This is a critical time to get your financial plan in order regarding whether you want to remain in accumulation phase or whether you’re ready to commence an income stream. 

We provide you with the best tax strategies and pension structure to suit your unique situation. With a deep understanding of the hard work and dedication that was put into accumulating your super, we’re sure to provide expert advice on the most effective way to withdraw your money.

Accessing Super Early

If your circumstances fall into one of the condition of release categories to access your super early, such as diagnosis of a terminal illness, financial hardship or compassionate grounds, we can help you make a super withdrawal with the right advice, while taking care of the appropriate documentation and reporting. 

For many, you’ve been saving for your whole working life, now it’s time to reap the benefits of your SMSF. We show you the best way how. 

Taking Care of Your SMSF From Beginning to End

Working with us is easy, fast and cost-effective

SMSF Setup

Correctly and compliantly establish your SMSF ready to invest for your retirement

SMSF Investment Strategy

Expertly designed around risk, liquidity, diversification and cash flow requirements


Increasing borrowing capacity and sourcing the best loans to fund your investments

Annual Compliance Reporting

Maintain compliance with our accountants preparing annual accounts, tax return and audit

SMSF Insurance

Protect yourself, your loved ones and your assets with a comprehensive insurance strategy

Retirement Planning

Put a plan in place to create the income you need to fund your lifestyle goals in retirement

Pensions & Withdrawals

Access your SMSF with tax-effective income streams and withdrawals after meeting a condition of release

Winding Up an SMSF

Correctly wind up your SMSF according to the trust deed and compliance regulators