SMSF Loans & Limited Recourse Borrowing Arrangements
Grow your portfolio by investing in assets with an SMSF loan
Using a loan to fund your investments provides you with the opportunity to accelerate the growth of your portfolio by investing in assets that attract capital growth, income or both.
Purchasing real estate with an SMSF loan can provide capital growth through property appreciation and investment returns in the way of regular rental income that adequately meet your investment objectives and financial goals.
The purchase of assets with an SMSF loan is facilitated by a limited recourse borrowing arrangement (LRBA). An LRBA holds the asset in trust on behalf of the SMSF until the loan has been repaid in full. This protects the existing assets of the fund by keeping them separate to the property being used as security against the loan. If the loan is defaulted on, the lender will only have legal claim over the property that was purchased with the LRBA — so the rest of your assets are completely safe!
Borrowing to invest comes with these potential benefits:
- Reduce your tax bill through tax deductions on interest payments
- Accelerates the growth of your portfolio by having more money to invest
- The ability to purchase more valuable assets
- Increases your returns
Using borrowed funds to invest in assets can open up a wide range of long-term wealth building strategies.
We help you by:
- Creating an investment strategy
- Optimising and increasing your SMSF’s borrowing capacity
- Structuring your loans to suit your investment objectives
- Sourcing the best SMSF loans to fund your investments
With various loans available for residential and commercial properties, our loan experts can analyse your situation to find the best loan for your SMSF that realises your investment objectives.
Taking Care of Your SMSF From Beginning to End
Working with us is easy, fast and cost-effective
SMSF Setup
Correctly and compliantly establish your SMSF ready to invest for your retirement
SMSF Investment Strategy
Expertly designed around risk, liquidity, diversification and cash flow requirements
SMSF Loans & LRBA
Increasing borrowing capacity and sourcing the best loans to fund your investments
Annual Compliance Reporting
Maintain compliance with our accountants preparing annual accounts, tax return and audit
SMSF Insurance
Protect yourself, your loved ones and your assets with a comprehensive insurance strategy
Retirement Planning
Put a plan in place to create the income you need to fund your lifestyle goals in retirement
Pensions & Withdrawals
Access your SMSF with tax-effective income streams and withdrawals after meeting a condition of release
Winding Up an SMSF
Correctly wind up your SMSF according to the trust deed and compliance regulators
